Founding Member Pricing
REGULAR PRICE - €979 | Founding Members SAVE €328 = €597 OR 4 payments of €164 or 5 payments of €139 Available only for our inaugural Founding Member class of 20. ✓ All Course updates ✓ Founding Member pricing locked in forever ✓ Monthly Live Office Hours ✓ Community
Replace Fear With Math
Forget the financial jargon and conflicting advice. You'll discover exactly where you stand today, how much you'll need for financial independence, and the clearest path to closing the gap—without guessing or hoping.
Build Your Freedom Engine
Learn a practical, step-by-step system to reduce unnecessary expenses, invest with confidence, and create lasting wealth using strategies designed specifically for late bloomers.
Design Your Utopia
Financial independence isn't the finish line—it's the beginning. Learn how to create a life with more freedom, more choices, and the option to live where and how you want, whether that's across town or across the world.
Beyond the Bling 3.0 Includes:
👉🏾 7 Mission Guides 👉🏾 Companion Video Lessons 👉🏾 Monthly Live Office Hours 👉🏾 Financial Freedom Lab Community 👉🏾 AI Planning Prompts & Tools 👉🏾 Access to Course Updates Founding Member enrollment closes when the first cohort of 20 fills. Once enrollment closes...Founding Member pricing disappears • The price increases to €979 • This opportunity won't return
Your future doesn't care when you started.
It only cares what you do next. First Mission drops August 15.
Meet Your Coaches
When people discover Our Black Utopia, they often assume we've always had it all figured out. The truth is, we didn't. Like so many late bloomers, we spent years building careers, raising a family, checking all the boxes, and doing what we thought responsible adults were supposed to do. From the outside, we looked successful. But behind the scenes, our retirement plan didn't exist. Then we discovered Financial Independence. We stopped chasing someone else's definition of success and started building a life around freedom, options, and intentional choices. We learned that retirement isn't about reaching a certain age—it's about creating enough flexibility that work becomes optional. Within a few years, we transformed our finances, retired earlier than we thought possible, and built a life that allows us to live in Portugal, maintain residency in Mexico, travel the world, and spend our time helping thousands of others build their own version of a Black Utopia. That's why we created Beyond the Bling 3.0. Not to overwhelm you with financial jargon or complicated theories—but to give you the step-by-step roadmap we wish we'd had when we started. If you're willing to do the work, we'll walk beside you every step of the way. Because it's not too late. And you don't have to figure it out alone.
A Different Approach for LATE BLOOMERS
BUILT FOR LATE BLOOMERS, NOT FOR WALL STREET. If you're between 45 and 70 and wondering whether you've started too late, you're not alone—and you're definitely not out of time. Beyond the Bling 3.0 was created specifically for late bloomers who want practical guidance, not financial jargon. Whether you're still working, recently retired, or planning your next chapter, we'll help you create a personalized roadmap to financial independence based on your goals, your timeline, and your lifestyle. Through step-by-step Mission Guides, practical Action Guides, real-world examples, AI-powered planning tools, and monthly live Office Hours, you'll learn how to understand your numbers, invest with confidence, increase your options, and intentionally design the life you want to live. Most importantly, you won't be doing it alone. You'll have access to the Financial Freedom Lab community, where you'll receive encouragement, accountability, and direct support from Halisi, Ric, and fellow late bloomers who are building their own path to financial freedom. It's never too late to change your future. You just need a better plan.
Your Future Won't Build Itself.
Every moment you wait is another moment of wondering if you've saved enough.
Your Journey to Financial Independence Seven Missions. One Life-Changing Transformation.
Beyond the Bling isn't a collection of financial lessons. It's a step-by-step roadmap designed to help late bloomers move from uncertainty to confidence—one mission at a time. First Mission drops August 15. MISSION 1 ⛅️Wake Up You Are Not Too Late. Stop beating yourself up for what you didn't know. Discover your personal vision of financial independence, define your goals, and build the mindset needed to move forward with confidence. You'll leave with: • Your Financial Freedom Vision • A clear starting point • A renewed sense of possibility MISSION 2 🧮 Know Your Number Replace Fear With Math. Understand exactly where you stand financially, calculate your Financial Freedom Number, identify your Retirement Gap, and discover what it will actually take to build the future you want. You'll leave with: • Your Financial Freedom Scorecard • Your Retirement Roadmap • A personalized financial target MISSION 3 🤑 Take Back Your Cash Every Dollar Should Move You Closer to Freedom. Learn how to reduce unnecessary spending, eliminate money leaks, and intentionally direct your income toward the life you truly want. You'll leave with: • A practical spending strategy • More money working toward your goals • A higher savings rate MISSION 4 👷🏿♀️ Build Your Freedom Engine Make Your Money Work Harder Than You Do. Gain the confidence to invest using simple, proven strategies. Learn how to build long-term wealth without becoming a stock market expert. You'll leave with: • Your personal investing strategy • An automation plan • Greater confidence in your financial future MISSION 5 📲 Create More Options Income Creates Freedom. Discover practical ways to increase your income, whether through consulting, investing, entrepreneurship, or other opportunities that fit your lifestyle and goals. You'll leave with: • An Income Expansion Plan • Your next opportunity identified • More financial flexibility MISSION 6 🙅🏾♀️ Design Your Utopia Build a Life You Never Need to Escape From. Financial independence isn't the destination—it's what makes your ideal life possible. Design a future built around freedom, purpose, travel, family, and intentional living. You'll leave with: • Your Utopia Blueprint • Lifestyle goals • A vision worth working toward MISSION 7 Engineer👩🏾💻 Your Exit Turn Your Plan Into Reality. Bring everything together into a clear, actionable roadmap with milestones, accountability, and next steps that keep you moving forward. You'll leave with: • Your 90-Day Action Plan • A long-term Financial Independence roadmap • The confidence to execute And You Won't Do It Alone... Every enrollment in Beyond the Bling 3.0 includes: ✓ Comprehensive Mission Guides ✓ Companion video lessons ✓ Monthly live Office Hours with Halisi & Ric ✓ Access to the Financial Freedom Lab community ✓ AI prompts and planning tools ✓ Updates as the program evolves
What People Are Saying
Hear from students who've transformed their relationship with money and built real financial freedom—no matter where they started.
"I wholeheartedly suggest if you are over 50 that you take this challenge even if you think you’re going in the right direction with your financial independence. The information you’ll receive in this course, all I can say they don’t teach in school and your investment manager won’t share with you. This was money well spent!"
United States
"There was so much more that I learned that I can list here. I am very GRATEFUL for this course! I am also inspired that an amazing black couple has chosen part of their time to give back to OUR community to help us achieve our own utopias! I am forever in your debt!"
United States
"I wholeheartedly suggest if you are over 50 that you take this challenge even if you think you’re going in the right direction with your financial independence. The information you’ll receive in this course, all I can say they don’t teach in school and your investment manager won’t share with you. This was money well spent!"
United States
"There was so much more that I learned that I can list here. I am very GRATEFUL for this course! I am also inspired that an amazing black couple has chosen part of their time to give back to OUR community to help us achieve our own utopias! I am forever in your debt!"
United States
You've Waited Long Enough. It's Time to Take Control.
Stop wondering 'what if' and start building your financial independence. Get your personalized roadmap, join our supportive community, and work with real coaches who believe in you. Your best years are waiting.